Tag: mortgage rates
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UK Property Investment in a Downturn: Smart Moves for 2025
Is UK property a sensible bet when the economy might tank? Short answer: it depends on your goals, risk tolerance, and time horizon. A weakening economy can push prices and rents in different directions, but it also creates potential opportunities for disciplined investors. The key is to separate headlines from your strategy and to ground…
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Will Singapore’s Home Loan Rates Keep Falling in 2026? A Look at the 2026 Mortgage Outlook
Singapore’s Mortgage Rates at Three-Year Lows: A Brief Recap Mortgage rates in Singapore have slipped to their lowest levels in three years, providing relief to homeowners who’ve faced a tough financing environment in recent times. The drop aligns with global rate movements and the policy stance of major central banks, notably the United States Federal…
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Will Singapore’s Home Loan Rates Fall Again in 2026? A Look at the 2025–2026 Outlook
Singapore’s Mortgage Rates: A Three-Year Low and the Path Ahead Mortgage rates in Singapore recently slipped to their lowest levels in three years, lifting the dreams of many homeowners and hopeful property buyers. But as observers turn their gaze to 2026, the big question remains: will Singapore’s home loan rates keep falling? The short answer…
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ASB and BNZ Lift Fixed-Rate Home Loans Ahead of Winter Mortgage Season
New Zealand banks push fixed-rate mortgage costs higher In a move mirroring recent shifts by Westpac and ANZ, ASB and BNZ have announced higher fixed-rate home loan terms. The changes affect several common fixed periods, signaling a cautious stance among lenders as they balance funding costs and borrower demand. For borrowers, this means reviewing mortgage…
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Will Singapore’s Home Loan Rates Fall Again in 2026? Experts Weigh In
Overview: A New Phase for Singapore Home Loan Rates Mortgage rates in Singapore have slipped to their lowest levels in three years, offering relief to homeowners and property buyers alike. As lenders adjust their pricing in response to global rate movements and local policy signals, the question on many mouths is whether this reprieve can…
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What New Bank Rules Could Mean for Your Home Loan
What the changes mean for borrowers Major changes to bank capital rules are on the way, and many home buyers are wondering how these reforms will affect mortgage rates, loan approvals, and monthly payments. While economists expect the impact on interest rates to be modest, the changes could improve lending capacity and slightly lower borrowing…
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What New Bank Rules Mean for Home Loans: A Practical Guide
Overview: Why the Rules Matter Regulators are tightening capital requirements for banks, a move designed to make lenders safer and more resilient. In practice, this can influence the cost of money and the availability of mortgages. While the changes are technical, they can ripple through the economy by affecting how banks price home loans and…
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New Zealand’s Housing Market Edges Toward a Quiet Christmas
Overview: A soggy finish to 2025 The New Zealand housing market looks set for a soggy end to 2025, with November figures painting a picture of slower activity and prices moving in a narrow range. The latest data from the Real Estate Institute of New Zealand (REINZ) shows that sales cooled as buyers paused and…
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November Home Sales Fall in Canada as Buyers Sit on the Sidelines
Canada’s November Housing Snapshot: Slump in Sales and Prices The Canadian residential real estate market cooled again in November, with both sales activity and home prices retreating as buyers remained cautious. Industry data point to a market still digesting higher borrowing costs, shifting expectations, and regional variations that influence buyer sentiment. While a handful of…
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November Home Sales Slump in Canada: Prices Fall as Buyers Pause
Overview: November brings a cooling trend to Canada’s housing market Canada’s residential real estate market continued its cooling pattern in November, with fewer homes sold and lower prices across many markets. Real estate professionals report that sellers have started offering discounts to move inventory, while buyers have remained cautious, waiting for clearer signals about the…
