Tag: LVR
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RBA Chief Warns First Home Guarantee Could Drive Riskier Home Loans
RBA Warning: First Home Guarantee and Lending Risk Australia’s central bank, led by Governor Michele Bullock, has signalled concerns that the federal government’s First Home Guarantee could inadvertently push some borrowers toward higher loan-to-value ratios (LVRs). While the Reserve Bank of Australia (RBA) maintains that its monetary policy focus remains on inflation and employment, Bullock…
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First Home Guarantee Risks: RBA Oversight Amid Rising Property Prices
RBA warns of potential risks in the First Home Guarantee Australia’s central bank boss, Michele Bullock, used a Senate estimates hearing to highlight how housing policy settings, particularly the federal First Home Guarantee, could influence borrowers’ risk profiles and the broader financial system. While the Reserve Bank of Australia (RBA) has long distanced itself from…
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RBA Chief Warns First Home Guarantee Could Lift LVRs and Riskier Loans
RBA Warning: First Home Guarantee May Increase LVRs The Reserve Bank of Australia (RBA) is flagging potential risks tied to the federal government’s expanded First Home Guarantee scheme. Central bank governor Michele Bullock told Senate estimates that while the policy aims to boost home ownership, it could, on balance, lead borrowers to take on higher…