Tag: Lending
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Should a 10% Credit Card Interest Cap Be Adopted? Pros, Cons, and What It Means
Overview: A 10% cap on credit card interest President Donald Trump’s proposal to cap credit card interest at 10% has sparked a nationwide debate about its potential benefits for borrowers and the possible risks for lenders and the broader economy. While a lower rate can reduce the burden on households with high credit card balances,…
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China’s Africa Lending Trims to 2024 Low, Shifts Gears to Yuan-Funded Projects
China’s Africa Lending Declines in 2024 as Beijing Refines Its Strategy China’s financial push into Africa slowed noticeably in 2024, with lending backers reporting a near‑halving of new commitments to about $2.1 billion. The drop marks the first annual decline since the COVID-19 era and signals a deliberate shift in Beijing’s approach to the continent’s…
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Mutuum Finance Completes Halborn Audit: A Milestone for V1 Protocol Security
Mutuum Finance Announces Halborn Audit Completion for MUTM Mutuum Finance (MUTM), a growing player in the decentralized lending and borrowing space, has announced the successful completion of its security audit by Halborn, a respected name in blockchain security testing. The milestone comes as the project continues to advance its V1 Protocol, a DeFi framework designed…
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Google Expands Consumer Credit With UPI-Linked Card in India
Google Expands into Indian Consumer Credit with UPI-Linked Card Google is widening its footprint in India’s consumer finance landscape with the launch of a UPI-linked credit card. The move follows years of growth in the country’s digital payments and fintech sectors, where a relatively small fraction of adults currently hold traditional credit cards. The new…
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Business Accelerator: Escaping the business plateau
Introduction: Moving Beyond the Plateau In a highly competitive lending landscape, brokers and banks must look beyond repeat clients and routine referrals to sustain momentum. With thousands of brokers in the market prioritising proprietary lending, the path to scalable growth lies in evolving the business model, embracing data-driven strategies, and diversifying revenue streams. A structured…
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Aave App Launch in Apple Store: DeFi on iOS Today
Aave Expands to iOS with a New Apple Store App Aave, a cornerstone project in decentralized finance (DeFi), is taking another step toward mainstream crypto access by launching an official app in the Apple App Store. The move mirrors a broader industry push to simplify crypto use, offering everyday users a way to interact with…
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Meet the COOs Behind Nigeria’s Top 5 Fintech Platforms
Introduction: The people behind Nigeria’s fintech growth As Nigerian fintechs surge to the forefront of Africa’s digital finance boom, the Chief Operating Officers (COOs) behind these platforms play a crucial, often unseen, role. While founders and CEOs set vision and strategy, COOs translate that strategy into daily operations—ensuring reliability, speed, security, and a superior user…
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Tata Capital IPO Listing: Live Price, Valuation, and What Investors Should Know
Overview: Tata Capital IPO Listing Goes Live The much-awaited Tata Capital IPO began trading on the Indian stock exchanges with a sense of cautious optimism as investors awaited the first price movement and the broader market reaction. On the day of listing, Tata Capital shares were observed listing at a premium around or slightly above…
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Tata Capital IPO Listing LIVE: Shares Set for 1% Premium as Market Watches Listing
Tata Capital IPO Listing LIVE: What Investors Hold Right Now The much-anticipated Tata Capital IPO is hitting Indian exchanges with a cautious but optimistic note. Live market data shows that Tata Capital shares listed at a marginal premium to the IPO price, signaling steady demand while indicating that investors are weighing the company’s long-term growth…