Tag: home loans
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Couple Loses Home Loan Complaint Over $50,000 Break Fee
Case backdrop: A decision that disappointed the couple A couple who decided to fix their home loan for five years in 2023 faced a setback when they filed a complaint with the Banking Ombudsman. The central issue was a substantial break fee, reported to be around $50,000, charged when they chose to exit the fixed-rate…
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Will Singapore’s Home Loan Rates Fall Again in 2026? A Look at the 2025–2026 Outlook
Singapore’s Mortgage Rates: A Three-Year Low and the Path Ahead Mortgage rates in Singapore recently slipped to their lowest levels in three years, lifting the dreams of many homeowners and hopeful property buyers. But as observers turn their gaze to 2026, the big question remains: will Singapore’s home loan rates keep falling? The short answer…
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ASB and BNZ Lift Fixed-Rate Home Loans Ahead of Winter Mortgage Season
New Zealand banks push fixed-rate mortgage costs higher In a move mirroring recent shifts by Westpac and ANZ, ASB and BNZ have announced higher fixed-rate home loan terms. The changes affect several common fixed periods, signaling a cautious stance among lenders as they balance funding costs and borrower demand. For borrowers, this means reviewing mortgage…
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Will Singapore’s Home Loan Rates Fall Again in 2026? Experts Weigh In
Overview: A New Phase for Singapore Home Loan Rates Mortgage rates in Singapore have slipped to their lowest levels in three years, offering relief to homeowners and property buyers alike. As lenders adjust their pricing in response to global rate movements and local policy signals, the question on many mouths is whether this reprieve can…
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ASB and BNZ Lift Some Fixed Home Loan Rates in NZ Market
NZ Banks Move to Increase Fixed Home Loan Rates New Zealand home loan borrowers faced a fresh shift in the cost of financing as ASB and BNZ joined Westpac and ANZ in lifting certain fixed-term mortgage rates. The moves, which affect several fixed-term options, come amid ongoing fluctuations in the official cash rate and shifting…
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What New Bank Rules Could Mean for Your Home Loan
What the changes mean for borrowers Major changes to bank capital rules are on the way, and many home buyers are wondering how these reforms will affect mortgage rates, loan approvals, and monthly payments. While economists expect the impact on interest rates to be modest, the changes could improve lending capacity and slightly lower borrowing…
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What New Bank Rules Mean for Home Loans: A Practical Guide
Overview: Why the Rules Matter Regulators are tightening capital requirements for banks, a move designed to make lenders safer and more resilient. In practice, this can influence the cost of money and the availability of mortgages. While the changes are technical, they can ripple through the economy by affecting how banks price home loans and…
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ANZ Lifts Home Loan Rates as NZ Banks Adjust Market
Overview: ANZ raises fixed-rate home loans New Zealand’s largest bank, ANZ, has announced an increase in fixed-rate home loan offerings, lifting the 18‑month and 2‑year fixed rate by 20 basis points. The move follows adjustments by other lenders and comes as the Reserve Bank of New Zealand (RBNZ) signals a tougher stance to temper inflation…
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ANZ lifts NZ home loan rates as RBNZ stance tightens mortgage market
ANZ raises home loan rates amid shifting NZ mortgage landscape New Zealand’s largest bank, ANZ, has announced an increase to its fixed home loan rates, joining a broader move by lenders as the Reserve Bank’s current stance filters through the mortgage market. The decision to lift 18-month and two-year fixed-rate offerings by 20 basis points…
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ANZ lifts NZ home loan rates as RBNZ policy shifts weigh on markets
ANZ lifts NZ home loan rates as market shifts New Zealand’s largest bank, ANZ, has increased its fixed-rate offerings for home loans, adding pressure for borrowers who were eyeing affordable financing paths. In response to evolving market dynamics and a shift in expectations around the Reserve Bank of New Zealand’s policy trajectory, ANZ announced a…