Tag: financial policy
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What New Bank Rules Mean for Home Loans: A Practical Guide
Overview: Why the Rules Matter Regulators are tightening capital requirements for banks, a move designed to make lenders safer and more resilient. In practice, this can influence the cost of money and the availability of mortgages. While the changes are technical, they can ripple through the economy by affecting how banks price home loans and…
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National’s KiwiSaver plan: a 12% contribution push with a major caveat
National proposes a bold 12% KiwiSaver contribution New Zealand’s political landscape is once again weighing a significant reform of KiwiSaver, the national savings scheme that helps workers build a retirement nest egg. National has signaled support for gradually lifting employee contribution rates to a collective 12%, a move designed to dramatically improve long-term balances for…