Tag: credit risk
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Philippine Banks Step Back from Real Estate Exposure as Market Volatility Wanes
Overview: A Cooling Sentiment in Real Estate Financing Philippine banks and trust entities have dialed down their exposure to the volatile real estate sector, with total assets now allocating 19.54% to property-related risks as of end-September. This marks the lowest share in two quarters, according to fresh data from the Bangko Sentral ng Pilipinas (BSP).…
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Banks Reduce Real Estate Exposure in Philippines Amid Market Volatility
Overview: Banks dial back real estate exposure Philippine banks and trust entities trimmed their exposure to the volatile real estate sector to 19.54% of total assets as of the end of September. This marks the lowest share in two quarters, according to data compiled by the Bangko Sentral ng Pilipinas (BSP). The move reflects a…
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UOB’s Hong Kong and China Property Bets Prove Costly as Prices Fall
Overview: A High-Stakes Bet Comes Under Pressure Singapore’s United Overseas Bank (UOB) has long pursued growth by expanding its exposure to property developers and real estate projects in Hong Kong and mainland China. The strategy aimed to capitalize on strong demand and rising prices in these markets during earlier years. However, a combination of tighter…
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UOB Faces Pressures as Hong Kong and China Property Loans Sour
Overview: A Singapore Bank’s Bet on a Slowing Market Singapore’s United Overseas Bank Ltd (UOB) is navigating choppy waters as it reconvenes the risks tied to its sizable exposure to Hong Kong and China real estate. A bet on the strength of property markets in these regions has begun to backfire amid persistent price declines,…
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UOB Struggles in Q3 as New Allowances Push Profit Down to S$443 Million
Singapore’s United Overseas Bank Reports Sharp Q3 Profit Decline United Overseas Bank (UOB) has reported a notable drop in its third-quarter profit for 2025, revealing a cautious stance amid a tougher operating environment. The bank announced a net profit of S$443 million for the quarter ended September 30, 2025, a 72% decline from the S$1.61…
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Global Markets Tumble as Gold Soars to Record High amid Bank Stress Fears
Global markets retreat as concerns over US regional banks mount Global stock markets fell sharply on Thursday as headlines about US regional banks exposed to millions of dollars in bad loans and alleged fraud spurred investor risk-off sentiment. European indices led the retreat, with London’s FTSE 100 dropping around 1.5%, Germany’s Dax slipping about 2%,…
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Impact of AI on Credit Risk Assessment and Costs
Introduction to AI in Credit Risk Assessment The integration of artificial intelligence (AI) in credit risk assessment is transforming the financial landscape. This technology offers enhanced data analysis and patterns recognition, potentially leading to more accurate evaluations. However, recent regulations indicate that utilizing AI for credit assessments may be classified as high risk, raising questions…
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Tiresias A.E.: The Credit Guardian in Trouble
Introduction to Tiresias A.E. Tiresias A.E. is a pivotal organization in Greece that functions as a watchdog for creditworthiness. Established to assist banks and financial institutions in mitigating risks associated with bad debtors, it has become an essential tool in maintaining financial stability. However, recent developments have raised concerns about Tiresias A.E.’s sustainability and effectiveness.…