Tag: BNPL
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DepEd Adopts ‘Build Now, Pay Later’ PPP to Bridge 165,000 Classroom Gap
Overview: A Bold Step to Close the Classroom Gap The Philippine Department of Education (DepEd) has announced a landmark move to address a nationwide shortage of approximately 165,000 classrooms. The plan centers on a Build Now, Pay Later (BNPL) approach within the Public-Private Partnership (PPP) framework. Under this arrangement, private sector partners would fund the…
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DepEd Advances ‘Build Now, Pay Later’ PPP to Close 165,000 Classroom Gap
DepEd unveils a bold plan to tackle a looming classroom shortage The Department of Education (DepEd) announced a strategic shift to address the Philippines’ estimated shortage of 165,000 classrooms. The ministry is set to adopt a build-now, pay-later (BNPL) scheme under the public-private partnership (PPP) framework. This approach aims to accelerate the construction of new…
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DepEd to Use Build Now, Pay Later PPP Scheme to Ease Classroom Shortage
Overview: A bold step to close the classroom gap The Department of Education (DepEd) is moving to address the Philippines’ long-term classroom shortage through a build now, pay later (BNPL) approach embedded in a public-private partnership (PPP) framework. With an estimated 165,000 classrooms needed nationwide, DepEd aims to accelerate school construction while spreading costs over…
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Google expands consumer credit push in India with UPI-linked card
Google enters a rapid-fintech expansion in India Google is intensifying its foray into consumer finance in one of the world’s fastest-growing digital markets by launching a UPI-linked credit card in India. The move signals a broader push to integrate financial services with its vast ecosystem of apps and devices, aiming to bridge the gap for…
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Canadian Under-35 Debt Stress: How Buy Now, Pay Later Is Complicating Finances
Debt stress rises among Canadians under 35 Credit counsellors like Mark Kalinowski are seeing a shift in who seeks help. For nearly 14 years, Kalinowski has helped Canadians navigate debt therapy, budgeting, and repayment plans. Yet this year, a growing share of his Calgary clients were under 35. The trend isn’t isolated to one city;…
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Canadians Under 35 Stack Debt as Buy Now, Pay Later Takes Over
Growing Debt Stresses among Canadians Under 35 Finance experts and credit counsellors are sounding the alarm: a rising share of debt trouble in Canada is now concentrated among people under 35. In Calgary and across the country, young adults report mounting balances, high monthly payments, and a feeling that their finances are perpetually behind the…
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Why Canadians Under 35 Are Debt-Stressed and the BNPL Trend Making It Worse
Introduction: A Growing Debt Challenge for Canada’s Young Adults For years, debt has been a common part of adult life in Canada. But recent trends show a sharp tilt toward younger generations. Credit counsellors report a rising share of clients under 35 seeking help, and many say the issue is compounded by the rapid spread…
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Beware Buy Now, Pay Later Temptation on Black Friday, Debt Charities Warn
Black Friday: A Perfect Storm for BNPL Temptations Black Friday has long been a magnet for bargain hunters, but this year the appeal is amplified by a flood of buy now, pay later (BNPL) offers at the checkout. With major retailers pushing extended terms and interest-free windows, millions of shoppers may be lured into spending…