Sophisticated and simple
Starting 2026 Right: Why Your Finances Deserve a Fresh Start With the new year comes a natural momentum to improve our money habits. Whether you…

Start the year with clear money goals New year, new money habits. If you’ve vowed to get better control of your finances in 2026, you’re…

Kickstart 2026 with a smarter money plan New year resolutions often hinge on better money management. Whether your goal is to save more, cut unnecessary…

What’s changing in 2026 for RRSPs and TFSAs The Canada Revenue Agency (CRA) has released the 2026 limits for registered retirement savings plans (RRSPs) and…

H2: 2026 RRSP and TFSA: A snapshot for savers The Canada Revenue Agency (CRA) has unveiled the 2026 limits for two of Canadians’ most important…

New Year, New Savings: Why Quitting Smoking Could Transform Your 2026 Budget The start of a new year always brings fresh resolve, and for many…

Setting the Scene: A Path to Semi-Retirement and Legacy Mark and Margaret, now in their mid-50s, dream of semi-retiring while ensuring their two children are…

Can you semi-retire in your mid-50s and give each child a substantial early inheritance? Short answer: potentially, but it hinges on careful planning, disciplined saving,…

Overview: A Practical Look at a Modest Income Welcome to a new installment of How I Spend My Money, where we pull back the curtain…

Introduction: A Surprising Shift in Saving Habits Traditionally, savings patterns tend to favor older generations who have more stable incomes and longer financial planning horizons.…
