Ticino voters back cap on health insurance premiums
In the southern Swiss canton of Ticino, residents backed two initiatives aimed at reining in the cost of health care: a cap on premium increases and higher deductibles. The results reflect a clear appetite for curbing rising costs, even as opponents warn that such pledges may merely shift the burden rather than solve the underlying drivers of expense.
Election results and numbers
The initiative supported by the Social Democratic Party (PS) received 57.08% yes, with a turnout of 51.64%. The canton’s support was notably stronger than national trends. Ticino’s health insurance premiums are set to rise, with an average increase of 7.1% next year after a 10.5% jump this year, earning the canton the distinction of having the highest premiums in Switzerland.
Lega initiative to raise deductibles also approved
The Lega initiative to raise the maximum deductible amounts was approved by 60.51% of voters. Under the proposal, deductibles would rise from 5,500 to 9,000 francs for singles and from 10,900 to 18,000 francs for couples; retirees would also see higher deductibles.
Why premiums are so high
Proponents argue that Ticino’s premiums are up to 25% higher than the national average. Taxpayers contribute thousands of francs annually, but deductions offset only a portion, which supporters say is unfair. Opponents contend that the price tag reflects a broader issue in a system with escalating costs.
Cantonal leadership reaction
The Grand Council and the Ticino government had recommended rejecting both initiatives, arguing that the measures would simply transfer costs rather than curb them. Norman Gobbi, president of the cantonal council, warned that the proposals would not address the root drivers of cost growth and called for a deep reform of the health system.
What comes next
Health policy in Switzerland remains predominantly a federal matter, but cantons retain room for maneuver. Cantonal authorities said they would continue pursuing reforms within their powers and press the federal government to act. Health Minister Raffaele De Rosa acknowledged that the current system is unsustainable and pledged to pursue change, while noting that cantons often face constraints from federal rules. The path to meaningful reform will likely require a broader, coordinated effort at the national level.
